This is a BMO-related rant; it is not Linux-related. Our community group uses BMO. We are not happy. We put on a Contact Improvisation Dance event annually up to 2019. We were on pause for 2020 through 2024, so we didn't look at the account. As we prepared to restart the event in 2025, we discovered that BMO had let someone withdraw $4,000 from our account over two months in 2021, when we weren't looking: 2021-04-21 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 400.00 5,569.07 2021-04-21 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 200.00 5,369.07 2021-04-21 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 50.00 5,319.07 2021-04-21 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 100.00 5,219.07 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 200.00 5,019.07 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 100.00 4,919.07 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 200.00 4,719.07 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 200.00 4,519.07 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 50.00 4,469.07 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 4,166.57 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 3,866.57 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 3,566.57 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 3,266.57 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 2,966.57 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 2,666.57 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 100.00 2,566.57 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 2,266.57 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 1,966.57 BMO said we were supposed to watch our bank account every five days in case BMO might let some known fraud service take money out of our account without our permission. It's not up to BMO to keep our account safe from fraud services (even though BMO charges us $2.50 every month), it's up to us to watch it. In May 2025 there were 438 periods of five days since we last used the account in 2019; BMO expected us to sign on to our account 438 times (every five days) in the past six years just to check that BMO hadn't allowed a fraud billing service to take our money. I hope all you BMO users check all your bank accounts every five days. On Sat, Dec 06, 2025 at 05:50:57PM -0500, Jean-Francois Messier via linux wrote: > That's a bad move by BMO. I guess that the if and else parts of their > algorithm have been swapped / inverted. I stopped using BMO a long time ago, > way before the BMO name came out. I'm now with Tangerine and I am rather > happy. On another note, I was the victim of a fraud of over $20,000 from a > customer of BMO. They did absolutely nothing about the account that stole the > money. Tahberine and their team solved the problem and I got all my money > back. -- | Ian! D. Allen, BA-Psych, MMath-CompSci idallen [ at ] idallen [ dot ] ca Ottawa CANADA | Home: www.idallen.com Contact Improvisation Dance: www.contactimprov.ca | Former college professor of Free/Libre GNU+Linux @ teaching.idallen.com | Improve democracy www.fairvote.ca and defend digital freedom www.eff.org To unsubscribe send a blank message to linux+unsubscribe [ at ] linux-ottawa [ dot ] org To get help send a blank message to linux+help [ at ] linux-ottawa [ dot ] org To visit the archives: https://lists.linux-ottawa.org