I have my BMO accounts and credit cards set to email and text me for any amounts withdrawn or charged over $100. Simple and gives a lot of peace of mind. Stephen Get TypeApp for Android On Dec 7, 2025, 5:19 p.m., at 5:19 p.m., "rob [ at ] echlin [ dot ] ca via linux" <linux [ at ] linux-ottawa [ dot ] org> wrote: >Another way of putting it is that BMO expects all accounts to be >active, >so you are always signing in to see other things and will automatically > >notice weird transactions. >I assume you don't have paper statements. >Just "getting" a paper statement would mean you had activity when you >expected none. > >Paper statements can be useful. > >Alice > >On 2025-12-06 21:41, Ian! D. Allen via linux wrote: >> This is a BMO-related rant; it is not Linux-related. >> >> Our community group uses BMO. We are not happy. >> We put on a Contact Improvisation Dance event annually up to 2019. >> We were on pause for 2020 through 2024, so we didn't look at the >> account. >> >> As we prepared to restart the event in 2025, we discovered that BMO >had >> let someone withdraw $4,000 from our account over two months in 2021, > >> when we weren't looking: >> >> 2021-04-21 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 400.00 >> 5,569.07 >> 2021-04-21 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 200.00 >> 5,369.07 >> 2021-04-21 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 50.00 >> 5,319.07 >> 2021-04-21 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 100.00 >> 5,219.07 >> 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 200.00 >> 5,019.07 >> 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 100.00 >> 4,919.07 >> 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 200.00 >> 4,719.07 >> 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 200.00 >> 4,519.07 >> 2021-05-17 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 50.00 >> 4,469.07 >> 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 >> 4,166.57 >> 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 >> 3,866.57 >> 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 >> 3,566.57 >> 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 >> 3,266.57 >> 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 >> 2,966.57 >> 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 >> 2,666.57 >> 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 100.00 >> 2,566.57 >> 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 >> 2,266.57 >> 2021-06-01 Pre-Authorized Payment, PAYDIRECT BILLI MSP/DIV 300.00 >> 1,966.57 >> >> BMO said we were supposed to watch our bank account every five days >in >> case BMO might let some known fraud service take money out of our >> account without our permission. It's not up to BMO to keep our >account >> safe from fraud services (even though BMO charges us $2.50 every >> month), it's up to us to watch it. In May 2025 there were 438 >periods >> of five days since we last used the account in 2019; BMO expected us >to >> sign on to our account 438 times (every five days) in the past six >> years just to check that BMO hadn't allowed a fraud billing service >to >> take our money. >> >> I hope all you BMO users check all your bank accounts every five >days. >> >> On Sat, Dec 06, 2025 at 05:50:57PM -0500, Jean-Francois Messier via >> linux wrote: >>> That's a bad move by BMO. I guess that the if and else parts of >their >>> algorithm have been swapped / inverted. I stopped using BMO a long >>> time ago, >>> way before the BMO name came out. I'm now with Tangerine and I am >>> rather >>> happy. On another note, I was the victim of a fraud of over $20,000 >>> from a >>> customer of BMO. They did absolutely nothing about the account that >>> stole the >>> money. Tahberine and their team solved the problem and I got all my >>> money >>> back. > >To unsubscribe send a blank message to >linux+unsubscribe [ at ] linux-ottawa [ dot ] org >To get help send a blank message to linux+help [ at ] linux-ottawa [ dot ] org >To visit the archives: https://lists.linux-ottawa.org